A 45-year-old fat man trying to find his inner skinny dude.

Thursday, March 1, 2012

Maybe it's not just the clothes

If you've read any of my older posts, you know that I've said I'm in it for the clothes.  And I am.  I really, really want to wear cool clothes. 

But there's more now.  We've been working on an estate plan.  It's an exercise in worst-case what if.  The joke is, I have nothing (long story).  But I need some life insurance.  I had some in a previous life, but I got divorced, and there was no need, and you know the rest.

I got turned down for life insurance a year ago.  Why?  Height and weight.  (It pissed me off, because I went through the physical, and then they turned me down for threshold information they'd already had.)

I decided to try again, though, because my girls need me or they need money.  And I found some.  It's pricey, but I'm good.  Here's the bitch of it:  If I weighed 60 pounds less, I'd pay $100/month less.

I'm a good maintainer, but I'm going to lose that 60.  I'll drop a few sizes, too, and that will make me happy, clothing-wise.  And then I'll get the policy re-written.  Maybe this is what I need to be less complacent, to hit the gym early in the morning, even when it's cold.

So I'm in it for the clothes and for the babies.


  1. So true. I hope the higher stakes will keep me focused.